So I was thinking - I'm SO sorry to my friends (yes I call my blog readers my friends...heh). I really haven't been ignoring you all completely. I just read your blogs through a reader on my phone which doesn't allow me a way to comment. Also, I have been neglecting my own blog. I have not been posting. I come up with blog ideas in my head but then I don't find the time to follow through. Work has been crazy and life outside of work has been crazy this past month. I am writing you right now from a hotel room in Las Cruces, New Mexico - about to head up into the mountains for the week to direct the junior high/senior high church camp that I grew up going to. I am excited and nervous at the same time. I know things will run smoothly but I never feel "ok" until I get there.
ANYWAY, on to the exciting news that I have not shared with you all yet. I paid off my car in May! Two years early even! Back in November I decided to do my own version of Dave Ramsey's program. One of the "baby steps" he talks about is snowballing debt. Paying it down as fast as possible. I have a pretty extensive spreadsheet (because I am an accountant and very nerdy) that shows potential time frame of paying off all debt. I should be able to finish by my 28th birthday I believe. Then all that money will go towards building up 6 months worth of wages (not expenses...I wanted wages) - which will be done by my 29th birthday. And then when I turn 30 I want to take off (may have to quit) my current job and go to Peru for a semester. I will have the money I need to take off and do the program and hopefully spend 6 months down there taking spanish classes and volunteering and traveling all over. Living with a Peruvian family and just immersing myself in the culture. That right there is what keeps me on track and keeps me following my budget and cash flow spreadsheet. I don't know if I've ever felt more excitement about something I've accomplished BEFORE it actually happens than I have with this whole paying off debt. I have soooo much debt it's disgusting - but to say I am debt free BEFORE 30! That's going to be cool. Now of course I will still have my house debt - but at that time I can decide if I want to pay that down early or what as well. I could even rent it out when the time comes and just pay it down double time. We will see - main goal is to pay down car (CHECK - booyah) and now federal and private student loans that are EVIL!
Anyway, I don't want to bore you all with this financial talk. Just wanted to update you. This is the first car I can officially call my own and I love it. Yay for my little Beetle. Now he better last me for a long long time!
Showing posts with label Dave Ramsey. Show all posts
Showing posts with label Dave Ramsey. Show all posts
Saturday, June 4, 2011
Wednesday, January 12, 2011
Who am I?
"Cherish forever what makes you unique, because you're really just a yawn if it goes." - Bette Midler
Pretty much -- I'm just a girl. I feel grown up at times...a little too grown up...and at other times I feel so childish and foolish it's not even funny. I love people too easily which I can't decide if that is a good thing or a bad thing. I like rainbows...I like sunsets...I'm sure I would like the sunrise if it wasn't so damn early. I love to be held - nothing better than cuddling with someone you love. I feel like my life is stretched between work life and the life I feel my persona fits. I want to be unique, but find that I am just like everyone else. I'm very smart and way cool. Seriously.
More? Ok. Well, I love music and I am not one of those types who sticks to one genre. In the same day you can find me listening to angry goth/techno-esque music and then later on hear some music from my favorite musicals. It's very --well, bipolar of me. I know this. Sorry. You'll like me anyways :P
15 interesting facts about myself:
1. I grew up in a town of around 200 people in Kansas.
2. One of my many favorite movies is Almost Famous (see one of the many favorite scenes from this movie below)
3. I went to Peru for a month back in 2007 - one of my favorite life experiences ever and I definitely want to do something like that again.
4. I used to have a tongue ring and I really miss it. I took it out for interviews my senior year at college and it closed up too fast for me to put it back in :(
5. I once had 17 stitches from a food fight at church.
6. I love needles but I don't have any tattoos as I am afraid I would regret whatever I got. So instead I give blood regularly.
7. My favorite musical of all time is Rent and I got to see it when they were doing their tour out here in Phoenix and it was AMAZING. Wish I could have seen the original cast on Broadway - that would have been amazing as well.
8. If I love someone - I like telling them any chance I can get and I genuinely mean it every time. I know people worry that "love" is a word that gets tossed around - but if I tell you that I love you...it means that I do.
9. On my 21st birthday after being out at the bars, my friends decided it was a good idea to take me to an adult bookstore since I had never been in one. I had to buy something since it was my first time so I bought a dirty magazine. When we went to the next bar I realized I had forgotten my license at the adult bookstore and I had to walk in where they all announced "Hey...it's the birthday girl" and then all the gross weird people in the store turned and clapped for me.
10. I have a goal to get completely out of debt (aka...Dave Ramsey's Plan) but I think it is going to take me a couple of years. I should be paying off my car by August of this year though! woo hoo
11. One day I would love to own a coffee shop - but I don't know if I'd be a very good business owner.
12. I wish gas prices were still low because one of my favorite things is to just get in the car and drive around. I get so much "think time" in and it is interesting the places you find yourself.
13. I am a camp director one week out of the summer for a church camp 7th - 12th grade -- when did I get so brave? Those kids are NUTS!
14. I don't think there is any better sport to watch than men's beach volleyball. yummy.
15. My favorite pizza topping is mushrooms....I LOVE MUSHROOMS!
Pretty much -- I'm just a girl. I feel grown up at times...a little too grown up...and at other times I feel so childish and foolish it's not even funny. I love people too easily which I can't decide if that is a good thing or a bad thing. I like rainbows...I like sunsets...I'm sure I would like the sunrise if it wasn't so damn early. I love to be held - nothing better than cuddling with someone you love. I feel like my life is stretched between work life and the life I feel my persona fits. I want to be unique, but find that I am just like everyone else. I'm very smart and way cool. Seriously.
More? Ok. Well, I love music and I am not one of those types who sticks to one genre. In the same day you can find me listening to angry goth/techno-esque music and then later on hear some music from my favorite musicals. It's very --well, bipolar of me. I know this. Sorry. You'll like me anyways :P
15 interesting facts about myself:
1. I grew up in a town of around 200 people in Kansas.
2. One of my many favorite movies is Almost Famous (see one of the many favorite scenes from this movie below)
3. I went to Peru for a month back in 2007 - one of my favorite life experiences ever and I definitely want to do something like that again.
4. I used to have a tongue ring and I really miss it. I took it out for interviews my senior year at college and it closed up too fast for me to put it back in :(
5. I once had 17 stitches from a food fight at church.
6. I love needles but I don't have any tattoos as I am afraid I would regret whatever I got. So instead I give blood regularly.
7. My favorite musical of all time is Rent and I got to see it when they were doing their tour out here in Phoenix and it was AMAZING. Wish I could have seen the original cast on Broadway - that would have been amazing as well.
8. If I love someone - I like telling them any chance I can get and I genuinely mean it every time. I know people worry that "love" is a word that gets tossed around - but if I tell you that I love you...it means that I do.
9. On my 21st birthday after being out at the bars, my friends decided it was a good idea to take me to an adult bookstore since I had never been in one. I had to buy something since it was my first time so I bought a dirty magazine. When we went to the next bar I realized I had forgotten my license at the adult bookstore and I had to walk in where they all announced "Hey...it's the birthday girl" and then all the gross weird people in the store turned and clapped for me.
10. I have a goal to get completely out of debt (aka...Dave Ramsey's Plan) but I think it is going to take me a couple of years. I should be paying off my car by August of this year though! woo hoo
11. One day I would love to own a coffee shop - but I don't know if I'd be a very good business owner.
12. I wish gas prices were still low because one of my favorite things is to just get in the car and drive around. I get so much "think time" in and it is interesting the places you find yourself.
13. I am a camp director one week out of the summer for a church camp 7th - 12th grade -- when did I get so brave? Those kids are NUTS!
14. I don't think there is any better sport to watch than men's beach volleyball. yummy.
15. My favorite pizza topping is mushrooms....I LOVE MUSHROOMS!
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